* Top Tier Service Reserved Exclusively For Our Premier Clientele

SMART DRIVE Platinum gives you complete peace of mind to drive with confidence by protecting you and your cherished automobile from a wide range of mishaps, ranging from natural perils to theft and much more.

Distinct Features of SMART DRIVE Platinum

• A one-of-a-kind, comprehensive motor insurance coverage built just for high-end automobiles.
• The best level of customer service available in the island
• A motor insurance policy that goes above and beyond to meet all of your luxury and ultra luxury vehicle insurance needs

Premier Service offered Free of Charge Exclusively For SMART DRIVE Platinum Policy Holders

• “0” Owners Account up to 5 years.
• Natural Life Assurance Up to Rs. 1,000,000.00 – Motor Life Protection Cover
• 24-hour personal accident cover up to Rs. 500,000.00
• Critical Illnesses Cover
• Alternative Vehicle Allowances – Alternative Transportation Allowance
• Unlimited third-party bodily injury cover
• Efficient service through registered garages
• Free Special Windscreen cover and glass cover for windows
• Free Towing Charges Cover
• Plastic Surgery Expenses Cover
• Hospitalization Cover
• Call for Go Facility
• Nil Excess – Agent Garages
• Air Bag Replacements

Standard Covers

• Loss/Damage to your vehicle by accidental external means
• Fire and external explosions
• Self- ignition
• Lightning
• Burglary
• Housebreaking or Theft
• Malicious Acts.

Enhancement Coverage

• Zero depreciation cover
• Engine and gearbox coverage
• Strike, Riots & Civil Commotion
• Terrorism Cover
• Hire Perches
• Inclusion of Excluded Items
• Enhanced Third party property limits.
• Personal Accident Benefit Covers
• Legal Liability Covers
• Life Protection Covers
• Towing Charges Cover

Third Party Liability Coverage

• Protects you from any damages to third-party properties/persons by providing compensation for third-party liabilities resulting from an accident caused by the policyholder/driver of the insured vehicle

Collision Coverage

• Protects you against car damage if you are at fault in an accident
• Compensation for any damage incurred to the insured vehicle.
• Coverage for personal accidents for the insured

SMART DRIVE Gold is a comprehensive motor insurance policy that provides complete coverage for your vehicles with maximum protection from vehicle damage caused by accidents, theft, third-party losses, natural disasters, fire damage, bodily injuries or death caused by an accident.

Special Features

• Can be customized to suit your needs
• Ability to add extensions
• Enjoy no claim bonuses every year

Standard Covers

• Loss/Damage to your vehicle by accidental external means
• Fire and external explosions
• Self- ignition
• Lightning
• Burglary
• Housebreaking or Theft
• Malicious Acts

Enhancement Coverage

• Zero depreciation cover
• Engine and gearbox coverage
• Strike, Riots & Civil Commotion
• Terrorism Cover
• Hire Perches
• Inclusion of Excluded Items
• Enhanced Third party property limits
• Personal Accident Benefit Covers
• Legal Liability Covers
• Life Protection Covers

Third Party Liability Coverage

• Protects you from any damages to third-party properties/persons by providing compensation for third-party liabilities resulting from an accident caused by the policyholder/driver of the insured vehicle

Collision Coverage

• Protects you against car damage if you are at fault in an accident
• Compensation for any damage incurred to the insured vehicle
• Coverage for personal accidents for the insured

Feel at ease behind the wheel with Smart Drive Third Party Insurance.

Key Features Key Features

• Convenient
• Attractive Premiums
• Flexible Payment Solutions

Third Party Liability Coverage

• Vehicles
• Property
• Persons (Death or Bodily Injury)